Equis Capital & Credit Card Company

Bank of America Visa Signature® WorldPoints™ Reward

VITAL CREDIT CARD INFORMATION

CREDIT CARD REWARD PROGRAM DETAILS

Intro APR: 0% APR for 12 Billing Cycles
Applied To: Balance Transfers
Regular APR: 9.99% / 15.99%
Annual Fee: $0
User Rating: 5.00 out of 5.00
Reward Type: Point
Program Optional: No
Points Per Dollar Spent: 1 Point
Additional Points: None
Point Details: Points are redeemable for travel, merchandise, gift certificates, cash, and more.

CREDIT CARD REVIEW & ADDITIONAL BENEFITS

The Bank of America Visa Signature® WorldPoints® Rewards, issued by FIA Card Services, N.A., is designed for those with excellent credit who plan to take advantage of the reward program that it offers.

Cardholders earn one point for every dollar spent on general purchases, which can be redeemed for a variety of benefits including merchandise, gift certificates, cash rebates, and travel rewards. There is no limit to the amount of points that may be earned per year; however, points will expire after five years.

This card has no annual fee, and the APR for purchases and balance transfers is very low. There is also a 0% introductory APR for balance transfers and cash advance checks for the first twelve billing cycles.

In addition to the reward program, cardholders can expect common benefits such as fraud protection services, online access, and a personal concierge service.

Therefore, those who plan to take advantage of the introductory offer, the very low APR for purchases and balance transfers, the reward program, and the various benefits and services may find the Bank of America Visa Signature® WorldPoints® Rewards to be a suitable option.

This review was updated 2008-06-26T00:00:00.0000000-07:00

See website for additional benefits.

Special Notations about the Bank of America Visa Signature® WorldPoints™ Reward:

This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!