Equis Capital & Credit Card Company

Bank of America Accelerated Rewards™ American Express® Card

VITAL CREDIT CARD INFORMATION

CREDIT CARD REWARD PROGRAM DETAILS

Intro APR: 0% APR for 12 Billing Cycles
Applied To: Balance Transfers
Regular APR: 9.99%
Annual Fee: $0
User Rating: 4.50 out of 5.00
Reward Type: Point
Program Optional: No
Points Per Dollar Spent: 1.25 Points
Additional Points: Earn 1.25 points for every $1 in net retail purchases.
Point Details: Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, discounts at hotels, and gift certificates.

CREDIT CARD REVIEW & ADDITIONAL BENEFITS

The Bank of America® Accelerated Rewards™ American Express® Card, issued by FIA Card Services, N.A., is designed for those with average credit who want to participate in the reward program.

Through the reward program, cardholders earn 1.25 points for every dollar they spend with the card. Points are redeemable for cash, brand-name merchandise, travel with no blackout dates, discounts at hotels, and gift certificates. There is no limit to the amount of points that cardholders can earn, but points will expire after five years.

The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate on purchases and balance transfers once the introductory rate expires.

This card also provides various benefits and services including a personal concierge service, identity theft recovery, and absolute fraud protection.

Therefore, those who would like to participate in the reward program and will take advantage of the introductory rate will benefit most from what the Bank of America® Accelerated Rewards™ American Express® Card has to offer.

This review was updated 2008-07-21T00:00:00.0000000-07:00

See website for additional benefits.

Special Notations about the Bank of America Accelerated Rewards™ American Express® Card:

This card is issued by FIA Card Services, N.A. See website for complete terms and conditions of card usage and application disclosure.

Always read the credit card's Terms and Conditions before applying!